Stop spending in the dark.

Join the waitlist for Flowpense to get early access to the platform that gives you total control and visibility.

CBN-aligned • PCI-DSS with issuer/processors • Data encrypted
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Everything you need to control company spend

Cards, controls, and clarity – purpose-built for African operators.

secure-platform

Secure Platform

Put your bank's card at the center of every company expense with dynamic limits, merchant controls, and real-time protection..

category-controls

Category Controls

Lock cards to specific categories (e.g., tech services, fuel, vendors) and automatically block out-of-policy spend.

team-management

Team Management

Pre-set policies, role-based approvals, and instant notifications so finance teams stay in control of every transaction.

custom-rules

Custom Rules

Define spending thresholds, daily/weekly caps, project budgets, vendor restrictions, and compliance rules no manual oversight needed.

cloud-insights

Cloud Insights

Turn every transaction into insight: budgets, burn rate, category trends, team spend, and export-ready audit reports.

advanced-analytics

Advanced Analytics

SMS/Email/Push alerts for new charges, approvals, declines, suspicious activity, or potential fraud.

How it works

Issue cards in minutes, set smart policies once, then watch your finance ops run themselves.

01

Issue cards

Create physical/virtual cards for teams with spend caps, merchant locks, and validity windows.

02

Set policies

Define categories, per-diem, budgets, and who approves what – once, then scale effortlessly.

03

Spend & Capture

Employees tap, pay, and upload receipts. Auto-matching and GL-ready exports save finance hours.

04

See Everything

Live dashboards show trends, anomalies, and savings – by team, project, or vendor..

Book a 20‑min walkthrough
How it works

Built for how African teams really spend

From site fuel to SaaS, from last-mile logistics to vendor payouts.

Track Team Expenses

Track Team Expenses

mdart Budget Control

mdart Budget Control

Instant Card Issuing

Instant Card Issuing

Automated Reconciliation

Automated Reconciliation

Multi-Currency Support

Multi-Currency Support

Built for how African teams really spend

Choose the plan that fits your team's needs

Starter

₦20000

per month • fair-usage

  • Physical Corporate Cards available
  • Smart Receipt Scanning (OCR)
  • Multi-level Approval Workflows
  • Google Sheets & Excel Sync

Growth

₦50,000

per month • up to 50 users

Everything in Pro, plus:

  • Native Accounting Sync (QuickBooks, Xero, Zoho)
  • Advanced Policy Logic (Merchant Blocking)
  • Full Compliance & Audit Trails
  • Budget Heatmaps & Breach Alerts
  • Priority support

Enterprise

Let's talk

custom pricing • 250+ users

Everything in Pro, plus:

  • AI Policy Agent (Fraud & Anomaly Detection)
  • Custom ERP Integrations (SAP, Oracle)
  • Custom User Roles & Permissions
  • Dedicated Success Manager
  • Weekly CFO Reports

FAQ's

Looking for answers?

Ship Beautiful Frontends Without the Overhead — Customizable, Scalable and Developer-Friendly UI Components.

What is Flowpense?

Flowpense is a finance management platform.

How do I sign up?

You can sign up using your email address.

Is Flowpense free?

Flowpense has a free tier and paid plans for larger teams.

Can I use Flowpense on mobile?

Yes, Flowpense is accessible via mobile and web.

How secure is Flowpense?

We use bank-grade encryption and security protocols to protect your data.

Ready to put every naira to work?

Issue cards, enforce policy, and see spend clearly from day one.

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